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The Mortgage Advice Center is part of Anderson LLoydLLP which is directly authorised and regulated by the Financial Services Authority.


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Repayment Mortgages

With a repayment mortgage the monthly payment consists of both a capital and interest element. As long as the borrower keeps up with their payments the loan is guaranteed to be fully paid at the end of the term.

At the beginning of the mortgage term payments consist of mostly interest. As the amount of capital owed reduces the monthly interest charged decreases whilst the amount of capital paid increases.

Repayment Mortgage

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Think Carefully when securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.