Get Free Quotes on Self Build Mortgages

Buy the land then build the house, hassle free

Self build mortgage deals are available

Aself build mortgage is a home loan you take out to buy land and finance building your own house. Funds are typically released in instalments to be allocated to different stages in a build including the first stage… buying the land! Keep in mind it’s important to know if your money will be released at the end of a payment period or the beginning so you can remain on top of your project.

Whereas some specialist brokers have lent 95% of the value of the land in the past, currently lenders are more in the ballpark of 75% of the cost of the land or around 60% of build costs. Some lenders refuse to lend if your are doing the building work yourself rather than having it designed and built for you.

The Mortgage Advice Center has access to the whole of the UK mortgage market ensuring you find a self build mortgage to suit your needs and budget. By choosing to build your own property you will already be saving thousands by not paying stamp duty. There is no stamp duty charged on building work or on the property once it’s completed and you only pay stamp duty on a plot of land if it is over £125,000. There are so many details to keep on top of when building your own home, let us take care of the financial ones. Our self build mortgage quotes are free with no obligation.

Why Use Mortgage Advice Center?

• Free Mortgage Quotes
• Low Rates on Self Build Mortgages
  
• ‘Whole of Market’ Advice – Unrestricted product range
• Access to all mortgage products including Low Start Mortgages and Remortgages
• Guidance through entire mortgage process from initial quote to completion

Get Free Quotes on Self Build Mortgage Deals Today

Just fill out the form on the right hand panel and one of our Independent Financial Advisors will get in touch with you to discuss all your options, and guide you through the whole  mortgage process.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
There may be a fee for Mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £250