Category Mortgage

Overview of the mortgage market   Without getting too technical,  over Christmas gilt yields and swap rates reduced dramatically. As a result we are starting to see some rates reduce. Woolwich are actually offering a 2.99% 10 year fixed rate which is the cheapest ever fixed rate to date. It is quite difficult to see …

Mortgage Application UK Approvals Rise According to the Bank of England, mortgage application UK approvals  have risen in June for the first time in 5 months. The effects of the mortgage market review  initially dampened  the mortgage market but the market is recovering. The mortgage market review focused on making sure that mortgage lenders looked into customers …

 UK Mortgage Advice Center The UK Mortgage Advice Center is seeing increasing demand for its services this year and we are able to find more deals for our clients due to the increase in products that are appearing on the market. There are more products available to those with smaller deposits or have  low amounts …

Even with record low interest rates people are still choosing to remortgage their property. This means the market for residential mortgages remains competitive and there are still attractive deals to be had. It may still be possible to save money even if you are on your lender’s SVR.  Within the market at the moment we …

Life Insurance For Your Mortgage   A mortgage is usually the largest financial commitment you will take out during your life time. Its purpose is to purchase a house that you and your family can live in. Life insurance is recommended to cover the amount of the mortgage so that if the worse was to …

Real Mortgage For Real People Our recent focus has been on the Near Prime Market .We spoke in our previous article about the appearance of the near prime lenders. We thought it would be helpful to give you an idea of actual criteria and circumstances where we can help. We are committed to educating our …

Are You Not the Perfect Mortgage Applicant? Haven’t got perfect credit score, perfect employment status, huge deposit and loads of income? Then you may be put off applying for a mortgage or you may have been told that you can’t get a mortgage from a bank or lender who is looking for the perfect client. …

There are Mortgage Funds Available to Borrowers It is important to stress that mortgage funds are still available. There is a general perception that mortgage funds are not available to borrowers.  A reason for this negative perception is because a lot of banks have tightened their criteria to walk in customers, cherry picking the most …

Optimism for the UK Housing Market According to Halifax House Price Index, UK Housing Market prices rose by 1.2% in June. They still remain 3.5% lower  than  this time last year. In June the average house price in the UK was £163,049. According to sources, average tracker and fixed rates have fallen to some of …