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UK Mortgage Approvals Decline- The Importance of Advice

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UK Mortgage Approvals Decline- The Importance of Advice

Uk mortgage approvals decline- The Importance of advice UK Mortgage approvals were down to an 8 month low according to the Bank Of England. UK Mortgage lenders criteria has become more stringent because the actual lenders lenders are finding it harder and more expensive to secure money to lend. They also expect mortgage lending to […]

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Do a credit check yourself before getting advice

Do a credit check yourself before getting advice When being assessed for a mortgage by a mortgage lender, one of the factors they will take into account is what credit rating you have. Different lenders will put varying weightings  on your credit check result. For example a lot of the main banks and online deals […]

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Why You Need Life Insurance Cover

Why You Need Life Insurance Cover Life insurance is not mandatory. Yet a wide range of individuals opt to have Life insurance cover. A death in the family can have serious financial consequences.  The basic role of life insurance is to provide financial support. It can also pay off an individual’s debts when they die. […]

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Why Remortgage Your House?

Even with record low interest rates people are still choosing to remortgage their property. This means the market for residential mortgages remains competitive and there are still attractive deals to be had. It may still be possible to save money even if you are on your lender’s SVR.  Within the market at the moment we […]

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Life Insurance For Your Mortgage

Life Insurance For Your Mortgage   A mortgage is usually the largest financial commitment you will take out during your life time. Its purpose is to purchase a house that you and your family can live in. Life insurance is recommended to cover the amount of the mortgage so that if the worse was to […]

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Real Mortgage For Real People

Real Mortgage For Real People Our recent focus has been on the Near Prime Market .We spoke in our previous article about the appearance of the near prime lenders. We thought it would be helpful to give you an idea of actual criteria and circumstances where we can help. We are committed to educating our […]

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Are You Not the Perfect Mortgage Applicant?

Are You Not the Perfect Mortgage Applicant? Haven’t got perfect credit score, perfect employment status, huge deposit and loads of income? Then you may be put off applying for a mortgage or you may have been told that you can’t get a mortgage from a bank or lender who is looking for the perfect client. […]

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There are Mortgage Funds Available to Borrowers

There are Mortgage Funds Available to Borrowers It is important to stress that mortgage funds are still available. There is a general perception that mortgage funds are not available to borrowers.  A reason for this negative perception is because a lot of banks have tightened their criteria to walk in customers, cherry picking the most […]

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Optimism for the UK Housing Market

Optimism for the UK Housing Market According to Halifax House Price Index, UK Housing Market prices rose by 1.2% in June. They still remain 3.5% lower  than  this time last year. In June the average house price in the UK was £163,049. According to sources, average tracker and fixed rates have fallen to some of […]