Whole Of Market Mortgage Advice from Truro , Cornwall — Call us on 01872 250190Book a Free appointment
Super helpful and friendly with offering mortgage advice and I really felt he understood our situation. Everything was very smooth and efficient. I also really appreciated being able to speak to him in the evenings rather than only be available in office hours. Would use again and highly recommend.
Gave fantastic service and found not only a great mortgage deal, solicitor and life insurance policy for us but was always on hand to support throughout our house sale and purchase. T horoughly recommend his service 5 stars will definitely use again.
Was incredible and found us the best deal out there! Wouldnt hesitate to recommend to anyone
Meeting Ryan has been a breath of fresh air and such a simple process. We had complicated circumstances with being self employed amongst a few other things but within a couple of weeks we had a suitable mortgage offer and the week after the application was in process. Ryan has been incredibly efficient in every way and i can't thank him enough.
I received a top notch service from these guys. Ryan was relaxed but on the ball with everything and was able to assist me throughout the process. He was approachable by email and phone, the communications were really very good
Helped us out so much in finding the right mortgage for us and navigated us through the whole process easily and smoothly in what wasn't a straight forward mortgage situation. Super friendly, easy to get on with and above all, knowledgable
All of our advisors are fully qualified to offer complete mortgage advice, they are also fully qualified independent financial advisors so this means that they can look at your situation as a whole to ensure that they give best advice. Not only are we good at finding the best rates but we are experienced in looking at the most complex cases if required, cases where they may not be accepted by high street lenders. Lately there have been quite a few changes in the way mortgages are assessed and our advisors are up to date with these changes. They also have the knowledge of which lenders are suitable for which applicants. Our advisors act on your behalf, they do not act on the behalf of the lenders. We represent you to make sure that your mortgage experience is managed in the most efficient way and our objective is to ensure that we get you the most suitable mortgage from across the whole of the mortgage market.
Our commercial team will be able to offer you a free assessment and will advise you on how best to obtain a commercial mortgage. We have access to all of the high street lenders that we will always consider first, from there we look at niche lenders who may be able to offer you something extra. We will be able to help you assess the business that you are purchasing and will be able to present your mortgage in the most suitable manner to the lenders. No more shopping around on your part, we do this for you but will know which lenders to approach from our expertise and how to approach them.
If you are looking to build your own property then we can help you find the required funding for this. We will be able to offer advice and let you know how much funding you are able to obtain so that you can build your own home. Self build mortgages are for residential purposes only. A lender will lend the money so that you can build your own property. After the property is build generally you would re mortgage onto a normal residential mortgage. Again we are whole of market so we will be able to help you find the most suitable self build mortgage.
If you are over 60 and are looking to release equity from your home and don’t want to pay any interest payments then equity release maybe worth considering. Taking out equity release is a big decision, our advisors will comprehensively explain everything about equity release and will be able to tell you about what you nee to consider. They will guide you through the journey and will also communicate with family and third parties if required to ensure that everyone is informed.
Generally equity release allows you to take a % of equity from your property depending on your age and sometimes health. The interest payments are usually rolled up on to the mortgage although some lenders will allow you to pay the monthly payment. On death the mortgage plus interest payments are repaid to the lender.
We are based in Truro in Cornwall and have offered advice from the Mortgage Advice Center for 7 years. We work with all types of mortgages and situations and if there is a solution out there then our advisors will be able to find it.
Our advisors offer mortgages all over Cornwall, we provide advice face to face, over the phone or through email. We only offer face to face appointments through out Cornwall including :