Whole Of Market Mortgage Advice from Truro , Cornwall — Call us on 01872 250190Book a Free appointment
14 years providing excellent advice
Life Insurance is designed to pay out an agreed amount of money upon the death of the life insured. The money does not have to be associated to a loan but can be used to pay out a lump sum that can be passed on to the family. The payment is made tax free, has no investment element to it and is a cost effective way of protection because of this.
Life assurance is essential to ensure that a family’s standard of living is not affected if a key member of the family dies. The payment can be used to pay off a loan or to leave a lump sump to a beneficiary to ensure there is money left for the family to survive.
There are two main options within a life insurance policy:
• Life Cover – Will pay out a lump sum or income in the event of the death of the insured
• Critical Illness Cover – Will pay out a lump sum or income in the event of the diagnosis of a critical illness.
It is essential to shop around for life insurance as premiums differ with each insurer. There are a lot of variations that can be made to a policy that can save you money, increase benefits and provide you with long term security.
It is worth using a whole of market advisor to guide you through the process to ensure that you are getting the most comprehensive cover for the cheapest price.
Firstly our advisors will be able to advise you on what cover is recommended. They will be able to let you know what insurances are available to you and which ones to prioritise based on your circumstances
Secondly different providers offer different types of cover and benefits. As we are whole of market we are able to find you the cheapest cover that has all the benefits that you need . There is often just a few pounds difference between providers but the benefits can be quite different. Through our experience we will be able to ensure you get the best cover.
We are whole of market for insurances so we will search across all of the policies to make sure you get the policy that suits your needs at the right price.
Super helpful and friendly with offering mortgage advice and I really felt he understood our situation. Everything was very smooth and efficient. I also really appreciated being able to speak to him in the evenings rather than only be available in office hours. Would use again and highly recommend.
Gave fantastic service and found not only a great mortgage deal, solicitor and life insurance policy for us but was always on hand to support throughout our house sale and purchase. T horoughly recommend his service 5 stars will definitely use again.
Was incredible and found us the best deal out there! Wouldnt hesitate to recommend to anyone
Meeting Ryan has been a breath of fresh air and such a simple process. We had complicated circumstances with being self employed amongst a few other things but within a couple of weeks we had a suitable mortgage offer and the week after the application was in process. Ryan has been incredibly efficient in every way and i can't thank him enough.
I received a top notch service from these guys. Ryan was relaxed but on the ball with everything and was able to assist me throughout the process. He was approachable by email and phone, the communications were really very good
Helped us out so much in finding the right mortgage for us and navigated us through the whole process easily and smoothly in what wasn't a straight forward mortgage situation. Super friendly, easy to get on with and above all, knowledgable