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Income Protection Insurance and Accident, Sickness & Unemployment

Income Protection and Accident, Sickness & Unemployment

14 years providing excellent advice

Not all Income Protection Insurance or ASU insurance is the same. Our experienced advisors will make sure you get the right policy.

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Should I get Income Protection Insurance?

We often insure our phone, pets and vehicles but for some reason you may not consider insuring yourself. Whether you are employed or self employed you should consider insuring your income. If you are unable to work due to illness if you feel that this would effect your ability to pay the bills then you should consider income protection insurance.


There are different types of income protection insurance that will cover your income for different periods of time, short term or long term .  Our advisors will be able to guide you through the different options to make sure you get the right benefits at the right cost.



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How much does Income protection cost ?

Income Protection insurance cost is very reasonable.

The cost will depend on :

Your Age


Smoker or non smoker

The deferred period before the policy pays out

The type and amount of cover selected

Medical details


It is for these reasons that speaking to an advisor is invaluable as they will be able to recommend the most suitable policy.

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If I lose my Job will Income Protection pay an income?

It will depend on the type of policy. There are specific policies that will cover you if you are made redundant for a period of time whilst you find a new job, these policies are called Accident Sickness and Unemployment  cover

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Super helpful and friendly with offering mortgage advice and I really felt he understood our situation. Everything was very smooth and efficient. I also really appreciated being able to speak to him in the evenings rather than only be available in office hours. Would use again and highly recommend.

Charlotte Barnett

Gave fantastic service and found not only a great mortgage deal, solicitor and life insurance policy for us but was always on hand to support throughout our house sale and purchase. T horoughly recommend his service 5 stars will definitely use again.

James Cook

Was incredible and found us the best deal out there! Wouldnt hesitate to recommend to anyone

James Simpson

Meeting Ryan has been a breath of fresh air and such a simple process. We had complicated circumstances with being self employed amongst a few other things but within a couple of weeks we had a suitable mortgage offer and the week after the application was in process. Ryan has been incredibly efficient in every way and i can't thank him enough.

Debi Dudding

I received a top notch service from these guys. Ryan was relaxed but on the ball with everything and was able to assist me throughout the process. He was approachable by email and phone, the communications were really very good

Coll Faragher

Helped us out so much in finding the right mortgage for us and navigated us through the whole process easily and smoothly in what wasn't a straight forward mortgage situation. Super friendly, easy to get on with and above all, knowledgable

Lucy Jenner Brown