Whole Of Market Mortgage Advice from Truro , Cornwall — Call us on 01872 250190Book a Free appointment
14 years providing excellent advice
We often insure our phone, pets and vehicles but for some reason you may not consider insuring yourself. Whether you are employed or self employed you should consider insuring your income. If you are unable to work due to illness if you feel that this would effect your ability to pay the bills then you should consider income protection insurance.
There are different types of income protection insurance that will cover your income for different periods of time, short term or long term . Our advisors will be able to guide you through the different options to make sure you get the right benefits at the right cost.
Income Protection insurance cost is very reasonable.
The cost will depend on :
Your Age
Occupation
Smoker or non smoker
The deferred period before the policy pays out
The type and amount of cover selected
Medical details
It is for these reasons that speaking to an advisor is invaluable as they will be able to recommend the most suitable policy.
It will depend on the type of policy. There are specific policies that will cover you if you are made redundant for a period of time whilst you find a new job, these policies are called Accident Sickness and Unemployment cover